UNPACK THE SAVINGSOF A 15-YR MORTGAGE!LOW, FIXED RATENO ORIGINATIONCHARGES*LIMITED TIME OFFER3.50%MinncoCREDIT UNIONMinncoDINING RCREDIT UNIONGUEST RBATHROOBEDROO11There are several good reasons to choose a 15-year mortgage,including building equity faster, paying less interest, and payingoff the loan earlier. If you're in the market for a new home or areconsidering refinancing your mortgage, talk to Tony Scalzo, Mort-gage Loan Officer (NMLS #760499). Tony will review your needs,explain available options, and help you make an informed decision.Minnco 763-552-7334EOUAL HOUSINGLENDER"A credit score of 680 or higher is required for promotional offer. Other factors such as job history and debt-to-income may be used to determine eligibility. All loans are subject to approval. Payment example is based on aloan amount of $200,000.00 with a 20 % down payment, 180 total monthly payments, and a 3.50 % rate . Monthlypayment would be $1429.77, with an Annual Percentage Rate (APR) of 3.53 %. Rate and offer are subject to-change without notice. If the down payment is less than 20 % , mortgage insurance may be required and couldresult in an increased APR and payment. "Origination fee of $500 is waived during promotion. UNPACK THE SAVINGS OF A 15-YR MORTGAGE! LOW, FIXED RATE NO ORIGINATION CHARGES* LIMITED TIME OFFER 3.50% Minnco CREDIT UNION Minnco DINING R CREDIT UNION GUEST R BATHROO BEDROO 11 There are several good reasons to choose a 15-year mortgage, including building equity faster, paying less interest, and paying off the loan earlier. If you're in the market for a new home or are considering refinancing your mortgage, talk to Tony Scalzo, Mort- gage Loan Officer (NMLS #760499). Tony will review your needs, explain available options, and help you make an informed decision. Minnco 763-552-7334 EOUAL HOUSING LENDER "A credit score of 680 or higher is required for promotional offer. Other factors such as job history and debt-to- income may be used to determine eligibility. All loans are subject to approval. Payment example is based on a loan amount of $200,000.00 with a 20 % down payment, 180 total monthly payments, and a 3.50 % rate . Monthly payment would be $1429.77, with an Annual Percentage Rate (APR) of 3.53 %. Rate and offer are subject to- change without notice. If the down payment is less than 20 % , mortgage insurance may be required and could result in an increased APR and payment. "Origination fee of $500 is waived during promotion.

Date: October 3, 2019

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Minnco Credit Union - Tony Scalzo

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UNPACK THE SAVINGS OF A 15-YR MORTGAGE! LOW, FIXED RATE NO ORIGINATION CHARGES* LIMITED TIME OFFER 3.50% Minnco CREDIT UNION Minnco DINING R CREDIT UNION GUEST R BATHROO BEDROO 11 There are several good reasons to choose a 15-year mortgage, including building equity faster, paying less interest, and paying off the loan earlier. If you're in the market for a new home or are considering refinancing your mortgage, talk to Tony Scalzo, Mort- gage Loan Officer (NMLS #760499). Tony will review your needs, explain available options, and help you make an informed decision. Minnco 763-552-7334 EOUAL HOUSING LENDER "A credit score of 680 or higher is required for promotional offer. Other factors such as job history and debt-to- income may be used to determine eligibility. All loans are subject to approval. Payment example is based on a loan amount of $200,000.00 with a 20 % down payment, 180 total monthly payments, and a 3.50 % rate . Monthly payment would be $1429.77, with an Annual Percentage Rate (APR) of 3.53 %. Rate and offer are subject to- change without notice. If the down payment is less than 20 % , mortgage insurance may be required and could result in an increased APR and payment. "Origination fee of $500 is waived during promotion. UNPACK THE SAVINGS OF A 15-YR MORTGAGE! LOW, FIXED RATE NO ORIGINATION CHARGES* LIMITED TIME OFFER 3.50% Minnco CREDIT UNION Minnco DINING R CREDIT UNION GUEST R BATHROO BEDROO 11 There are several good reasons to choose a 15-year mortgage, including building equity faster, paying less interest, and paying off the loan earlier. If you're in the market for a new home or are considering refinancing your mortgage, talk to Tony Scalzo, Mort- gage Loan Officer (NMLS #760499). Tony will review your needs, explain available options, and help you make an informed decision. Minnco 763-552-7334 EOUAL HOUSING LENDER "A credit score of 680 or higher is required for promotional offer. Other factors such as job history and debt-to- income may be used to determine eligibility. All loans are subject to approval. Payment example is based on a loan amount of $200,000.00 with a 20 % down payment, 180 total monthly payments, and a 3.50 % rate . Monthly payment would be $1429.77, with an Annual Percentage Rate (APR) of 3.53 %. Rate and offer are subject to- change without notice. If the down payment is less than 20 % , mortgage insurance may be required and could result in an increased APR and payment. "Origination fee of $500 is waived during promotion.

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