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IT'S your OME EQUITY. YOU DECIDE WHAT TO DO WITH IT. Quick decisions, flexible payment options, and an introductory rate for the first six months. What could be easier than that? Stop by to apply for a Home Equity Line of Credit today. Plus, have up to the first $500 in fees waived. 1.99% 4.10% APR INTRODUCTORY RATE FIRST G MONTHS CURRENT NON PROMOTIONAL VARIABLE RATE AS OF 04/20/2001 BANK BETTER. BANK SMARTER. BANKEASY F First Bank & Trust BANK NMLS 40 O43 1552I wwW.BANKEASY.COM FDIC IT'S your OME EQUITY. YOU DECIDE WHAT TO DO WITH IT. Quick decisions, flexible payment options, and an introductory rate for the first six months. What could be easier than that? Stop by to apply for a Home Equity Line of Credit today. Plus, have up to the first $500 in fees waived. 1.99% 4.10% APR INTRODUCTORY RATE FIRST G MONTHS CURRENT NON PROMOTIONAL VARIABLE RATE AS OF 04/20/2001 BANK BETTER. BANK SMARTER. BANKEASY F First Bank & Trust BANK NMLS 40 O43 1552I wwW.BANKEASY.COM FDIC