FDIC-INSURED EQUAL HOUSING LENDER N Remodel, Refresh, Renew WITH A SECOND MORTGAGE Rates as low as 4.75%/6.996% NEIGHBORHOOD NATIONAL BANK 800-287-3451 NEIGHBORHOOD.BANK Ask a banker for details, this offer is for a limited time! APR Annual Percentage Rate. APR will vary based on the current loan amount and finance charges. The information provided assumes the purpose of the loan is not for a purchase trans- action. The property will be a single family home. The assumed credit score for the rate of 4.75% is 750 or higher. Fixed for 12 months adjusting to a variable rate index tied to FHLB with 15 year term, 4.75% floor with a max increase of 2% per year and a cap of 6% per life of loan. Principal and interest payments monthly. Property insurance required. Primary checking account with direct deposit of Payroll, SS, Retirement is required. Effective date is 4-4-2025. Offer and rate subject to change without notice. Home financing options are available. Contact your mortgage lender for more information. FDIC - INSURED EQUAL HOUSING LENDER N Remodel , Refresh , Renew WITH A SECOND MORTGAGE Rates as low as 4.75 % / 6.996 % NEIGHBORHOOD NATIONAL BANK 800-287-3451 NEIGHBORHOOD.BANK Ask a banker for details , this offer is for a limited time ! APR Annual Percentage Rate . APR will vary based on the current loan amount and finance charges . The information provided assumes the purpose of the loan is not for a purchase trans- action . The property will be a single family home . The assumed credit score for the rate of 4.75 % is 750 or higher . Fixed for 12 months adjusting to a variable rate index tied to FHLB with 15 year term , 4.75 % floor with a max increase of 2 % per year and a cap of 6 % per life of loan . Principal and interest payments monthly . Property insurance required . Primary checking account with direct deposit of Payroll , SS , Retirement is required . Effective date is 4-4-2025 . Offer and rate subject to change without notice . Home financing options are available . Contact your mortgage lender for more information .