UNPACK THE SAVINGS OF A 15-YR MORTGAGE! LOW, FIXED RATE* NO ORIGINATION CHARGES** LIMITED TIME OFFER 3.50% Minnco CREDIT UNION Minnco DINING GUEST RO GREDIT UNION BATHROC BEDROO 11 There are several good reasons to choose a 15-year mortgage, including building equity faster, paying less interest, and paying off the loan earlier. If you're in the market for a new home or are considering refinancing your mortgage, talk to Tony Scalzo, Mort- gage Loan Officer (NMLS #760499). Tony will review your needs, explain available options, and help you make an informed decision. Minnco sal ony today at 763-552-7334. AENDER CREDIT UNION EOUAL HOUSING "A credit score of 680 or higher is required for promotional offer. Other factors such as job history and debt-to- income may be used to determine eligibility. All loans are subject to approval. Payment example is based on a loan amount of $200,000.00 with a 20% down payment, 180 total monthly payments, and a 3.50% rate. Monthly payment would be $1429.77, with an Annual Percentage Rate (APR) of 3.53%. Rate and offer are subject to change without notice. If the down payment is less than 20%, mortgage insurance may be required and could result in an increased APR and payment. "Origination fee of $500 is waived during promotion. UNPACK THE SAVINGS OF A 15-YR MORTGAGE! LOW, FIXED RATE* NO ORIGINATION CHARGES** LIMITED TIME OFFER 3.50% Minnco CREDIT UNION Minnco DINING GUEST RO GREDIT UNION BATHROC BEDROO 11 There are several good reasons to choose a 15-year mortgage, including building equity faster, paying less interest, and paying off the loan earlier. If you're in the market for a new home or are considering refinancing your mortgage, talk to Tony Scalzo, Mort- gage Loan Officer (NMLS #760499). Tony will review your needs, explain available options, and help you make an informed decision. Minnco sal ony today at 763-552-7334. AENDER CREDIT UNION EOUAL HOUSING "A credit score of 680 or higher is required for promotional offer. Other factors such as job history and debt-to- income may be used to determine eligibility. All loans are subject to approval. Payment example is based on a loan amount of $200,000.00 with a 20% down payment, 180 total monthly payments, and a 3.50% rate. Monthly payment would be $1429.77, with an Annual Percentage Rate (APR) of 3.53%. Rate and offer are subject to change without notice. If the down payment is less than 20%, mortgage insurance may be required and could result in an increased APR and payment. "Origination fee of $500 is waived during promotion.