HOT WINTER RATES EARN UP TO « 3.15 APY* MEMBERSPLUSTM 60-MONTH SHARE IRA CERTIFICATE* kA MINIMUM BALANCE REQUIRED AA MEMBERS MEMBERSCCU.ORGnyTHE STRENGTH OF ME COOPERATIVE CREDIT UNION APY is the Annual Percentage Yield effective as of January 1, 2019.MembersPlus 60-Month Share IRA Certificate accounts require a $100,000 minimum balance for highest APY. MAll MembersPlus accounts require at least two products, one of which is an active checking account; active checking means a minimum of 5 debits per month or reoccurring direct deposits) totaling a minimum of $500 a month. Fees could reduce the earnings on the account. A penalty will be imposed for early withdrawal. Federally Insured by NCUA