HOT WINTER RATES EARN UP TO . 3.15% APY* MEMBERSPLUSTM 60-MONTH SHARE IRA CERTIFICATE*** MINIMUM BALANCE REQUIRED MEMBERSCCU.ORG MEMBERS COOPERATIVE CREDIT UNION APY is the Annual Percentage Yield effective as of January 1, 2019.MembersPlus 60-Month Share IRA Certificate accounts require a $100,000 minimum balance for highest APY. AAll MembersPlus accounts require at least two products, one of which is an active checking account; active checking means a minimum of 5 debits per month or reoccurring direct deposit(s) totaling a minimum of $500 a month. Fees could reduce the earnings on the account. A penalty will be imposed for early withdrawal. Federally Insured by NCUA. LENDER OR y